See when a dealer’s stock stops matching your book in days, not at the next scheduled audit, with evidence your credit committee can rely on.
For credit, risk and audit teams at banks and captive finance companies.
What we hear from funders
The problems we hear from funders
Audits set by budget, not by risk
Most funders audit their dealers less often than their risk team would like, because every visit costs money. Checks only go up once a dealer is already a problem.
A photo in an email isn’t proof
A dealer emails a picture of a car to show it’s on the lot. There’s no location, no time and nothing to say it was taken today.
Evidence in scraps
Emails, spreadsheets, photos and files arrive from different people in different formats. Someone on your team has to piece them together.
A snapshot, then silence
An audit tells you what was on the lot that day. Between visits you rely on what the dealer reports.
Dealers who know when you’re coming
A scheduled visit gives a dealer time to tidy up the position before anyone looks.
Silence treated as admin
A dealer who doesn’t complete a check gets a reminder, when it should be a risk flag.
One record, not a pile of emails
Everything about a check, kept in one place
With Auditor, the dealer’s photos, explanations and evidence come in through the same system, recorded the same way every time. Each vehicle ends up with one record: what was seen, where, when, who checked it and what happened next.
When a case goes to credit committee or turns into a dispute, you open the record. You don’t go looking through inboxes.
Today
With Auditor
- VIN…8779 · read from photo
- LocationOn site, by GPS
- Captured07 Nov · 10:42
- Checked byDealer staff
- Automated checks6 of 6 passed
- Funded bookMatched
Proactive, not reactive
Check dealers on risk, not on budget
A dealer check costs the dealer a few minutes, not a site visit from your team. Your licence covers as many checks as you want, so the number of checks is no longer rationed by cost.
Check the dealers you’re worried about every week, the steady ones less often, and change it the day something looks wrong. You act before a dealer becomes a problem, not after.
Example: frequency set by risk
Who gets what
What each team gets
Credit and risk
An exception queue, not a pile of audit reports. Missing, sold or unexplained vehicles and missed checks come to you with the evidence attached, so you can act on a dealer the same week.
Audit operations
You decide who walks the lot: the dealer, your own team or a third-party auditor. Send someone on site where the exceptions say you should, and we can arrange physical audits through our partner network.
Relationship managers
Dealers get something back. If you choose, each dealer receives its own stock report from every check. Send them the dealer guide when you roll Auditor out.
IT and procurement
Runs in a web browser and on any phone. ISO 27001 and ISO 9001 certified, hosted in the EU on Microsoft Azure. See Integrations and Audit trail and security.
Checks between audits, without a visit
Add CheckVentory FunderConnect and most of your funded vehicles are confirmed on the lot remotely. Only the ones that can’t be confirmed go to the dealer to explain.
Pricing
An annual licence sized to your dealer network. It covers as many checks, audits and users as you want. Hosting, support and upgrades are included.
We do the set-up
We learn how you work, load your funded book, set up your dealers and train your team. A dedicated Customer Success Manager stays with you after go-live.
See Auditor on your own dealers
In 30 minutes we’ll show you Auditor running on your own use case. For an IT or risk review, ask for the security pack: ISO 27001 and ISO 9001 certificates, EU hosting on Microsoft Azure, and how your data is kept apart from other funders’.